Get up to $150 back on vehicle services*.

Protect your vehicle from the unexpected

GAP Insurance | Mechanical Breakdown | Auto Insurance

Drive Away with Extra Cash: Auto Loan Special Offer!

Get a new or used auto loan, or refinance your current auto loan from another lender, and enjoy these exclusive benefits:

• $50 cash back on GAP insurance
• $50 cash back on Mechanical Breakdown Insurance
• Or, get both and receive $150 cash back!

Don't miss out on this limited-time offer. Apply now and drive away with more money in your pocket!

Ask a loan officer about this offer!

*Cash back will be deposited to your share account within 30 days after the first 90 days of active insurance coverage

Apply Now

Guaranteed Asset Protection¹

Oh no! Your vehicle has been totaled in an accident. You still owe money on your vehicle and your insurance company only pays you a fraction of what you owe. Why? Most insurance policies only reimburse you for the cash value of your vehicle at the time of the accident, even if you still owe more.

Guaranteed Asset Protection (GAP) gives you the protection need to cover the “gap” most insurance companies won’t. If your vehicle is deemed a total loss due to an accident or stolen, GAP through MEMBER’S CHOICE GAP may reduce or even eliminate the shortfall in your coverage.

GAP Insurance

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Mechanical Breakdown

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Mechanical Breakdown - Vehicle Service Contract

CU Certified pays for the replacement of covered part(s) and the labor to install the failed covered part(s). We like to call CU Certified the “Real $0 Deductible Contract” as our program pays for diagnostics, taxes, fluids, and filters in conjunction with covered repairs. National acceptance, trip interruption, wrap coverage, and 24-hour roadside assistance are some of the ancillary benefits of coverage.

CU Certified Road Hazard Tire & Wheel Protects you against the rough road ahead as an available surcharge to the CU Certified vehicle service contract. This enhancement covers you for up to $1000 per incident with a $4000 coverage aggregate claims limit on their tires and/or wheels with a $0 deductible. Potholes, nails, broken glass, and road debris no longer need to be costly out of pocket repair for our members. See what’s covered by CU Certified Road Hazard Tire and Wheel.

Auto Insurance

Accidents happen. Make sure you’ve done everything you can to get the protection you need when it comes to minor fender-benders or major collisions. Our dedicated insurance team works with you and your budget to provide the best coverage options for you. Hit the road with vehicle insurance you can trust.

Auto Insurance

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*Promotion active from October 1, 2024 and November 30, 2024. All loans are subject to approval. In order to receive the discount listed above, the Guaranteed Asset Protection (GAP) and Mechanical Breakdown must be active for 90 days and no cancelations after this time. Promotional discounts are the following $50 for GAP only, $50 for Mechanical Breakdown, or $150 when GAP and Mechanical Breakdown are purchased at the same time. The discount dollars will be deposited within 30 days into the Members’ savings account after the 90 days activity has been completed. Credit Union’s credit decision will not be affected by whether the consumer elects to purchase this protection. Your GAP certificate and Mechanical Breakdown will have complete coverage conditions and exclusion details.

1: Your purchase of MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP), which includes deductible assistance, is optional and will not affect your application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions, and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP fee to your loan amount will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid. GAP purchased from state chartered credit unions in FL, GA, IA, RI, UT, VT, and WI, may be with or without a refund provision. Prices of the refundable and non-refundable products are likely to differ. If you choose a refundable product, you may cancel at any time during the loan and receive a refund of the unearned fee. GAP purchased from state chartered credit unions in CO, MO, or SC may be canceled at any time during the loan and receive a refund of the unearned fee. GAP purchased from state chartered credit unions in IN may be without a refund provision. If the credit union offers a refund provision, you may cancel at any time during the loan and receive a refund of the unearned fee.