Bonus Checking: Protect more than just your money

Identity Protection | Telehealth Access | Cellular Phone Protection


Money Magazine's Best Checking Account in Texas 2023/2024

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Checking for your wealth, health, and you

You deserve a checking account that gives back. That's why when you subscribe to Bonus Checking you get generous features like identity theft protection (up to $1 Million), credit monitoring, cell phone protection (up to $800), and overdraft forgiveness ($120 value).


Great benefits are included with Bonus Checking with a monthly service charge of $9.95.¹

Voted Best Perks & Rewards Checking Account

"We picked Texas Trust Credit Union for the added value customers can get with its Bonus Checking account, including free telehealth. Bonus Checking from Texas Trust also offers identity theft protection, cell phone protection, overdraft forgiveness, a large ATM network and the convenience of mobile banking." - Money.com

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Benefits of Bonus Checking

  • 4 no-fee Overdraft Privileges per year² ($120 value)

    With Overdraft Forgiveness, you get 4 no-fee overdrafts per year so you can spend money on what matters to you and less on fees.

  • Identity Protection with IDProtect (Coverage up to $1 Million)

    Monitors more than 1,000 databases and public records to identify suspicious activity, including credit header information, phone records, United States Postal Service records, and more.

  • Cellular Phone Protection³ (up to $800)

    Get free cell phone protection for up to four phones on your telephone bill which saves you money and gives you protection. Covers damages and theft.

  • Telehealth Access³ (No Copay!)

    Access to board-certified licensed and credentialed doctors for urgent care needs with zero copay.
     

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Features that come standard with every checking account

Free ATM Network⁴

Free ATM Network

Debit Mastercard Benefits

Debit Rewards

Debit Card Controls

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Overdraft Privilege

Overdraft Privilege

Other great features

  • eStatements
  • Online & Mobile Banking
  • Direct Deposit
  • Free Notary Service at select branches
  • Debit Mastercard Benefits

 

Already a member with Bonus Checking?

Sign in to the Bonus Checking Portal to access your great benefits:
Sign In Here

New to Bonus Checking? Enroll your new account here:
Sign Up Here

More checking account options

1: New checking accounts will not be charged a Monthly Service Charge for at least the first two statement periods. After that, Bonus Checking will contain a Monthly Service Charge of $9.95. Due to the benefits provided by this account, this fee cannot be waived.

2: Overdraft fees will not be automatically refunded; member must request the refund by phone, email, or in person at a branch. Refund requests must be received during the calendar year it is assessed or within 30 calendar days; whichever is longer. Overdraft fees include Overdraft Privilege Fee and/or NSF (Returned item) Fee. Refunds will only be processed for fees assessed to the Bonus Checking account. Overdraft Privilege Disclosures can be viewed here: Overdraft Privilege Disclosures

3: Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the benefits described. Please refer to the actual Cellphone Protection Guide to Benefit and IDTheft Protection Guide to Benefits and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Cellphone Protection Guide to Benefit and IDTheft Protection Guide to Benefits and/or certificate of insurance. Insurance Products are not insured by the NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.

4: Free ATMs include those owned by Texas Trust or that are within the Allpoint™ ATM Network

Notary Services are not available at all Texas Trust Credit Union Branches.

See our Truth in Savings disclosures: Share Accounts (Savings and Checking). You may also be interested in Savings/CDs options.