Features that come standard with every checking account
More checking account options
**TO RECEIVE INCENTIVE REWARD:
Account holder must make 2 or more qualifying direct deposits totaling a minimum of $10,000 or more within 90 days of account opening to receive $500. Only new Bonus Checking account holders are eligible for this offer. Incentive Reward tiers are based on total qualified direct deposit amount. Account holder must deposit $3,000 to $4,999.99 to earn the $100 bonus, $5,000 to $9,999.99 to earn the $300 bonus or $10,000 or more to earn the $500 bonus.
| TOTAL AMOUNT OF DIRECT DEPOSITS | INCENTIVE REWARD |
| $3,000-$4,999.99 | $100 |
| $5,000-$9,999.99 | $300 |
| $10,000+ | $500 |
Incentive Reward tiers cannot be combined. Eligible members will receive their incentive deposited into their Bonus Checking account within 30 business days after the 90-day period has lapsed. A qualifying direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer, or the government. Other electronic deposits or person-to-person payments, including but not limited to: Zelle, PayPal, cash, check, and ATM deposits are not considered a qualifying direct deposit for this offer. Accounts must be open and in good standing to receive incentive reward. Account must remain open for 180 days from account opening. Closing the account before the 180-day period may result in incentive reward being withdrawn. Incentive reward may be reported as interest earned on IRS form 1099-INT, and recipient is responsible for any applicable taxes. Offer limited to one member per account and may not be used for multiple bonus checking accounts. Offer and terms subject to change without notice. Offer expires December 31, 2024
1: Beginning October 1st, 2024, new checking accounts will not be charged a Monthly Service Charge for at least the first two statement periods. After that, Bonus Checking will contain a Monthly Service Charge of $9.95. Due to the benefits provided by this account, this fee cannot be waived.
2: Overdraft fees will not be automatically refunded; member must request the refund by phone, email, or in person at a branch. Refund requests must be received during the calendar year it is assessed or within 30 calendar days; whichever is longer. Overdraft fees include Overdraft Privilege Fee and/or NSF (Returned item) Fee. Refunds will only be processed for fees assessed to the Bonus Checking account. Overdraft Privilege Disclosures can be viewed here: Overdraft Privilege Disclosures
3: Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the benefits described. Please refer to the actual Cellphone Protection Guide to Benefit and IDTheft Protection Guide to Benefits and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Cellphone Protection Guide to Benefit and IDTheft Protection Guide to Benefits and/or certificate of insurance. Insurance Products are not insured by the NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.
4: Free ATMs include those owned by Texas Trust or that are within the Allpoint™ ATM Network
Notary Services are not available at all Texas Trust Credit Union Branches.
See our Truth in Savings disclosures: Share Accounts (Savings and Checking). You may also be interested in Savings/CDs options.
Serving Dallas, Denton, Ellis, Henderson, Johnson, Tarrant, and Tom Green Counties with branches in Arlington, Athens, Bedford, Cedar Hill, Dallas, Desoto, Flower Mound, Grand Prairie, Hurst, Irving, Mansfield, Midlothian, and San Angelo
Equal Housing OpportunityPursuant to Texas Credit Union Department Rule 91.315, documents relating to Texas Trust's finances and management are available by calling (972) 263-5171.
You are leaving our site to visit a website operated by a third party
Texas Trust does not provide and is not responsible for, the products, services, overall content, security, or privacy policies on any external third-party site, and their level of security may be different from ours. We encourage you to read and evaluate the privacy and security policies on the site you are entering.