Checking accounts for all of your needs

Interest-Bearing Checking | Bonus Checking with Benefits | Checking with no monthly service charges

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Which checking account is right for you?

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Bonus Checking

With amazing features like cell phone insurance, overdraft protection and even telehealth services, Bonus Checking is the account that goes above and beyond for you.

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Power Checking

Take your checking account to the next level with interest-paying Power Checking, offering a competitive interest rate on deposits of $5,000 to $500,000.

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Easy Checking

Sometimes the best option is the most straight-forward one. That’s why Easy Checking is free and offers everything you need and nothing you don’t.

Minimum to Open
Minimum Balance
Dividends
Overdraft Privilege
Monthly Subscription Fee
Other Benefits
Bonus Checking Icon

Bonus Checking

With features like cell phone insurance, overdraft protection and even telehealth, Bonus Checking is the account that goes above and beyond for you.
Open Account Learn More
Minimum to Open

$25

Must have average balance of $25,000 to receive dividends

Minimum Balance

$0

Dividends

Yes - 0.15% APY* on monthly balances starting at $25,000

Overdraft Privilege

4 Overdraft Refunds per year ($120 value!)

Monthly Subscription Fee

$10 Subscription Fee

Discounts:

  • Active Debit Card - $2.00
  • Online communication - $2.00
  • Senior - $2.00
  • Public Servant - $2.00
  • Bill Pay - $1.00
  • Loyalty - $1.00
  • Direct Deposit (mobile deposit) - $1.00
Other Benefits
  • Identity Theft Protection
  • Cellular Phone Instance
  • Telehealth Access
  • Online and Mobile Banking
Power Checking Icon

Power Checking

Take your checking account to the next level with interest-paying Power Checking, offering a competitive interest rate on deposits of $5,000 to $500,000.
Open Account Learn More
Minimum to Open

$5,000

Must have an average monthly balance of $5,000 to receive dividends

Minimum Balance

$0

Dividends

Yes - 4.44% APY* on monthly balances of $5,000 or more, up to $500,000

Overdraft Privilege

Yes

Monthly Subscription Fee

Free

Other Benefits
  • 2 Free Stop Payments
  • A free 3x5x22 safe deposit box
  • Five free domestic wire transfers per month
  • A free starter pack of 25 checks
  • Online and Mobile Banking
Easy Checking Icon

Easy Checking

Sometimes the best option is the most straight-forward one. That’s why Easy Checking is free and offers everything you need and nothing you don’t.
Open Account Learn More
Minimum to Open

$25

Must have average balance of $1,000 to receive dividends

Minimum Balance

$0

Dividends

Yes - 0.05% APY*

Starts at $1,000

Overdraft Privilege

Yes - $5 Overdraft Fee

Monthly Subscription Fee

Free

Other Benefits
  • No Hidden Fees
  • Simple Banking 
  • Large ATM Network
  • Online and Mobile Banking

Interested in Student Checking for kids from age 13 to 17? Click here.

Features included with all checking accounts

Debit MasterCard Benefits

Online Banking

Mobile App

eStatements

Free Notary Service

Card Controls

Looking for something different?

*APY = Annual Percentage Yield

See our Truth in Savings disclosures: Share Accounts (Savings and Checking). You may also be interested in Savings/CDs options.

Overdraft Privilege Disclosures can be viewed here: Overdraft Privilege Disclosures

Notary Services are not available at all Texas Trust Credit Union Branches.