Texas Trust Checking: Which account is right for you?

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Power Checking

Maximize your financial potential with premium interest rates on deposits of $5,000 to $500,000.

 

No monthly service charge with an average daily balance of $5,000.¹

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Bonus Checking

Enjoy Cell Phone Protection, Overdraft Protection, and Telehealth with Bonus Checking.

 

Great benefits included with only a monthly service charge of $9.95.¹

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Easy Checking

Straight-forward and hassle-free checking with everything you need and nothing you don’t.

 

No monthly service charge with total monthly deposits of $250.¹

Minimum to Open
Dividends
Overdraft Privilege
Monthly Service Charge
Other Benefits
Power Checking Icon

Power Checking

Maximize your financial potential with premium interest rates on deposits of $5,000 to $500,000.
Open Account Learn More
Minimum to Open

$5,000

Dividends

Yes - 3.90% APY* on monthly balances of $5,000 or more, up to $500,000

Overdraft Privilege

Yes

Monthly Service Charge

$19.95 per month OR $0 with a minimum daily balance of $5,000

Other Benefits
  • 2 Free Stop Payments
  • A free 3x5x22 safe deposit box
  • Five free domestic wire transfers per month
  • A free starter pack of 25 checks
  • Online and Mobile Banking
Bonus Checking Icon

Bonus Checking

Enjoy Cell Phone Protection, Overdraft Protection, and Telehealth with Bonus Checking.
Open Account Learn More
Minimum to Open

$25

Dividends

Yes - 0.15% APY* on monthly balances starting at $25,000

Overdraft Privilege

4 Overdraft Refunds per year ($120 value!)

Monthly Service Charge

$9.95 per month

Due to the benefits included in Bonus Checking, this fee cannot be waived

Other Benefits
  • Identity Theft Protection
  • Cellular Phone Protection
  • Telehealth Access
  • Online and Mobile Banking
Easy Checking Icon

Easy Checking

Sometimes the best option is the most straight-forward one. That’s why Easy Checking offers everything you need and nothing you don’t.
Open Account Learn More
Minimum to Open

$25

Dividends

Yes - 0.05% APY* on monthly balances starting at $1,000

Overdraft Privilege

Yes

Monthly Service Charge

$4.95 per month OR $0 with monthly deposits totaling $250 or more

Other Benefits
  • Simple Banking 
  • Large ATM Network
  • Online and Mobile Banking

Interested in Student Checking for kids from age 13 to 23? Click here.

Checking accounts for all of your needs

Interest-Bearing Checking | Bonus Checking with Benefits | Hassle-Free Checking

Features included with all checking accounts

Debit MasterCard Benefits

Online Banking

Mobile App

eStatements

Free Notary Service

Card Controls

Looking for something different?

1: The following monthly service charges will apply to checking accounts:
Power Checking has a monthly service charge of $19.95 OR $0 with an average daily balance of at least 5,000. 

Bonus Checking has a monthly service charge of $9.95. Due to the benefits included in Bonus Checking, this fee cannot be waived

Easy Checking has a monthly service charge of $4.95 OR $0 with monthly deposits totaling at least $250.

*APY = Annual Percentage Yield. Rates subject to change. APY is accurate as of the last dividend declaration date.

See our Truth in Savings disclosures: Share Accounts (Savings and Checking). You may also be interested in Savings/CDs options.

Overdraft Privilege Disclosures can be viewed here: Overdraft Privilege Disclosures

Notary Services are not available at all Texas Trust Credit Union Branches.