How to Buy a House with Zero Down Payment!
By Texas Trust Credit Union
For many potential homeowners, saving for a down payment is a significant hurdle. Fortunately, there are innovative loan programs like Texas Trust Credit Union's 105% LTV loan that make buying a home with zero down payment possible. Let's explore the key features of this loan and other options available to help you achieve your homeownership dreams.
Key Highlights of Zero Down Payment Options:
Texas Trust Credit Union 105% LTV Loan:
- 0% down payment required
- Covers up to 100% of closing costs
- No PMI
- 105% financing of the home's value
Need more flexible home loans? We also offer 40-Year and Government Backed VA and USDA Loans that may be a great fit for you! Click here to learn more or Contact a Loan officer for more info on how we can help you get the home of your dreams!
40-Year Mortgage Options:
- Lower monthly payments
- No PMI
Government-Backed Loans
- VA and USDA loans offer 0% down
- FHA loans require as low as 3.5% down
Purchasing a home with no down payment can be a great opportunity for those who are ready for the responsibilities of homeownership. However, it's essential to evaluate your financial stability, credit score, and long-term plans. Consider consulting with a financial advisor to ensure you're choosing the best program for your situation. With the right planning, you can turn the dream of owning a home into reality without needing a substantial down payment.
Serving Dallas, Denton, Ellis, Henderson, Johnson, Tarrant, and Tom Green Counties with branches in Arlington, Athens, Bedford, Cedar Hill, Dallas, Desoto, Flower Mound, Grand Prairie, Hurst, Irving, Mansfield, Midlothian, and San Angelo
Equal Housing OpportunityPursuant to Texas Credit Union Department Rule 91.315, documents relating to Texas Trust's finances and management are available by calling (972) 263-5171.
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